Could You Be Owed
£1,000+ Per Mis-Sold Car Finance? Could You Be
Owed £1,000+
Per Mis-Sold Car Finance?
See if your agreements qualify for compensation
Mis-sold car finance claims have appeared in
Have I Been Mis-sold a Car Finance Agreement?
WHY
Car finance agreements like Personal Contract Purchase (PCP) or Hire Purchase (HP) are significant financial commitments. That’s why you deserve full transparency when signing one—so you can make an informed, financially responsible decision.
HOW
You may be owed compensation due to possible disclosure failings related to your PCP or HP agreement. These include failures to properly disclose the commission earned by the person who arranged your contract and/or the ability to vary the interest rate applied—meaning you may have paid higher interest without even knowing it.
WHAT
If the commission was hidden or not clearly explained, you could be entitled to over £1,000 in compensation— per finance agreement.
Am I eligible for a PCP claim?
You may be eligible to make a claim with us if:
Condition 1/4
You have purchased one or more vehicles through a finance arrangement (such as PCP or HP) after 6th April 2007 and before 28th January 2021.
Condition 2/4
You were not informed about the existence, amount, or the method by which this commission arrangement was calculated.
Condition 3/4
You have not taken any steps to pursue compensation, either personally or through a representative.
Condition 1/4
You have purchased one or more vehicles through a finance arrangement (such as PCP or HP) after 6th April 2007 and before 28th January 2021.
Condition 2/4
You were not informed about the existence, amount, or the method by which this commission arrangement was calculated.
Condition 3/4
You have not taken any steps to pursue compensation, either personally or through a representative.
How to start your PCP Claim:
We find your car finance agreements
See instantly which agreements qualify
Complete Your Registration
Done!
Alawco Client Testimonials
Don't just take our word for it – hear from our clients:
Alawco – Specialists in Compensation
About MyCarLoanClaims.co.uk
Alawco is a specialist law firm dedicated to recovering funds for affected consumers. With decades of expertise in financial and legal disputes, Alawco helps individuals secure the compensation they are rightfully owed. We started the My Car Loan Claims initiative to assist consumers in claiming compensation for mis-sold PCP and HP car finance agreements.
Sylvain Van de Weyer
Founder and Director
Hayley Betteridge
Solicitor Advocate, Director and COLP
Paul Morgan
Financial Controller
Mark Neville
Head of Client Services
Sylvain Van de Weyer
Founder and Director
Hayley Betteridge
Solicitor Advocate, Director and COLP
Paul Morgan
Financial Controller
Mark Neville
Head of Client Services
Everything You Need to Know About PCP Claim
Yes, these claims likely fall within the scope of a statutory ombudsman, a statutory compensation scheme or an alternative dispute resolution scheme, meaning you can bring a claim yourself free of charge and without representation.
However, filing this type of claim yourself can be time-consuming. You may need to gather documents, submit a formal complaint to your lender, and explain how the mis-selling affected you. If they reject or ignore your claim, you may then need escalate it to the Financial Ombudsman. Instead, our team handles this for you —hassle-free and on a no-win, no-fee basis.
Please be aware that the UK Financial Conduct Authority (FCA) may in the future introduce a consumer redress scheme which would allow you to pursue a claim for yourself free of charge. At this time the details of the scheme are unknown.